Our People

Atul Garg - Principal Founder

Atul Garg- Principal Founder

Atul has over 25 years of banking and payments experience with Bank of America and American Express. He is a Post Graduate Diploma in Business Management from the Indian Institute of Management, Ahmedabad and a Mechanical Engineer from Birla Institute of Technology & Science, Pilani , India. His general management and leadership qualities were sharpened while leading the network business for American Express in Korea, Indian Sub-Continent and ASEAN. His track record of growing market share in both developed and developing economies across Asia will be instrumental in his vision of introducing SingX to the world.

Vineet Nagrani - Founder

Vineet Nagrani- Founder

Vineet has almost 30 years of experience as an Investment Banker, having worked in New York, Tokyo, Hong Kong, Mumbai and Singapore. He has a Bachelor’s degree from Indian Institute of Technology - Kanpur and an MBA from University of California – Berkeley.

Head of Operations, Customer Service & Compliance

Radha Gupta- Head of Operations, Customer Service & Compliance

Radha brings with her over 14 years of banking experience with Deutsche Bank, IDBI Capital Markets, Citibank. As Regional COO for Asia Global Client Group of Deutsche Asset & Wealth, she has a proven track record of business transformation. Radha is a Gold medalist MBA graduate from Symbiosis and has a bachelor's degree in Commerce and Accounting from Narsee Monjee, India.

Head of Institutional Sales & Partnerships

Anjana Srinivasan- Head of Institutional Sales & Partnerships

Anjana has over 12 years of Treasury experience with RBS and HDFC Bank covering MNCs & Local Corporates in India and SE Asia. She has cross-asset expertise in balance sheet management, liability hedging, payments and FX solutions. Anjana is a Gold Medalist MBA graduate from Symbiosis and has a bachelor's degree in Commerce from Stella Maris college, India.

Director and Country Head, Australia

Tony Leung- Australia Representative

Tony is a professional with over 30 years of experience in management roles in the financial services industry across Asia Pacific. He was a Director at American Express and responsible for partner servicing and business development. He has an extensive background in mobile payments and e-commerce technologies deployment with strong exposure in the payments industry and branded consumer products. He holds a Bachelor of Science (Mathematics) degree from the University of Hong Kong.

Hong Kong Representative

Scott Dale- Hong Kong Representative

Scott Dale is a seasoned General Manager in the financial services, travel and lifestyle industries with an expertise in working effectively in Asia. Scott's unique and diverse skill set have been developed through more than 25 years of work experience, with 18 years spent at leading travel and financial services company, American Express Int'l Inc. Having lived in Asia since 2002, Scott has led and been involved in multiple business transformational initiatives and new launches / implementations of product, sales and servicing models, whilst balancing the need for continuity within the existing business. Excellent outcomes were achieved through his excellent leadership and communication qualities. Away from the office Scott is an avid and lifelong sportsman and is still actively engaged in both rugby union and paddling sports. Scott is currently the Chairman, Hong Kong Rugby Youth Association

Kula Kulendaran - Founder

Kula Kulendaran- Founder

Kula brings with him almost 30 years of experience in the financial services and payments arena with American Express, and in the FMCG industry with Nestlé. As Executive Vice President and Head of Global Network Services for American Express in Japan Asia Pacific & Australia, he demonstrated his natural ability to lead and inspire his staff. During his time there, he transformed the business and successfully grew market share in countries like China, Japan, Korea and Australia. Kula has an MBA from London Business School.